Locations

Hours

9:00am – 5:00pm (Mon-Fri) 

Phone Number

Business Loans

Fuel Your Business Growth with Our Hassle-Free Loans!

Convenient Office Locations.
AAA Loans Australia

Bundaberg, QLD

Learn more about the services we offer at our Bundaberg branch

Shepparton, VIC

Learn more about the services we offer at our Shepparton branch

Nowra, NSW

Learn more about the services we offer at our Nowra branch

Unlock Your Business's Potential with Our Tailored Loan Solutions.

Commercial Premises Freehold Purchases.

Investing in commercial property is a significant decision for any business. Our team of finance experts can help you secure the funds necessary to purchase the freehold of your commercial property. With our competitive interest rates and flexible repayment terms, we make it easier for you to own the premises you operate from, rather than paying rent to a landlord. Contact us today to discuss your commercial premises freehold purchase needs.

Tap into our relationships with over 80 lenders for Business Finance

It’s crucial to thoroughly assess the terms and conditions of a business loan before committing to it. At AAA Loans Australia, we have partnerships with over 80 lenders, enabling us to seek out the best rates and terms for your unique business requirements. Our knowledgeable finance professionals can guide you through the loan application process and offer advice on making informed decisions that benefit your financial well-being. Contact us today to learn how we can help with your business loan needs.

Business Going-Concern Loans

If you are looking to purchase an established business, we can help you secure the funds needed to complete the transaction. With our flexible financing options and competitive interest rates, we can assist you in acquiring the business and ensuring a smooth transition. Our team of experts has experience in structuring loans for a variety of business types, and we can tailor a solution to meet your specific requirements.

How do you establish the value of a going-concern business?

Valuing a business involves a complex analysis of various factors, including the company’s financial performance, assets, industry, and market trends. Here are some common methods for valuing a business:

  1. Income-Based Approach: This method involves assessing the company’s future earning potential, using methods such as discounted cash flow analysis or capitalization of earnings. This method focuses on the company’s ability to generate cash flows and its future potential.

  2. Market-Based Approach: This method involves comparing the company to similar businesses that have recently sold, and analyzing their sales prices, revenue, and other relevant metrics. This method is also known as the “comparable company analysis.”

  3. Asset-Based Approach: This method involves calculating the value of the company’s assets, including tangible assets like equipment and property, and intangible assets like patents and goodwill.

  4. Combination of Methods: Some businesses are valued using a combination of the above methods, using a weighted average of the results to determine the overall value of the company.

It’s important to note that valuing a business is not an exact science, and there are often many factors that can impact the value of a company beyond financial metrics. It is recommended that you seek professional advice when valuing a business.

Get started on loan options to purchasing a business today!

Loans For Motor Vehicles and Heavy Machinery.

Whether you require a single truck or an entire fleet, we offer financing options for your business motor vehicle needs. Our finance solutions cover a wide range of vehicles, including cars, trucks, tractors, and heavy machinery. We can structure a repayment plan to suit your business’s cash flow and growth plans, with competitive interest rates and flexible terms. Contact us today to discuss your business motor vehicle financing needs.

Seemless and straightforward loans for businesses

Have questions you’d like answers for in relation to business loans for vehicles or heavy machinery? Give our team of finance brokers a call today.

Comprehensive Loans. Homes, Cars, Leisure, Business and Personal Loans

Home Loans

Car Finance

Leisure Finance

Personal Loans

Frequently Asked Questions

Business Loans

  • Effectively managing your cash flow is essential for maintaining financial stability in your business.
  • Securing funding for your business growth can be a game-changer, and we can help you find the right financing solution.
  • Acquiring a vehicle or equipment for your business can be costly, but we can provide financing options to help make the purchase more manageable.

When applying for a business loan, it’s crucial to take into account the 5 Cs that lenders evaluate: Capacity, Capital, Collateral, Conditions, and Character. The most crucial factor is capacity, which refers to your ability to repay the loan.

Bad Credit Loans

The transfer of a business as a going concern concern refers to the sale of a business where the buyer can continue to operate the business seamlessly, using existing resources such as equipment and premises. The sale enables the new owner to maintain the current financial state and operations of the business, as established by the previous owner.

The seller has three options to handle outstanding debts prior to selling the business:

  • The seller may pay off the debt before the sale’s closing.
  • The seller may negotiate with the lender to reduce the debt before selling the business.
  • Any outstanding debts will be subtracted from the sale’s proceeds.